Untraced Drivers Agreement 2015

The Untraced Drivers Agreement 2015: What You Need to Know

The Untraced Drivers Agreement 2015 is a legal agreement between the Motor Insurers` Bureau (MIB) and the UK government. The agreement was created as a solution to the problem of uninsured drivers on UK roads who cause accidents and leave victims with no means of recourse.

Under the terms of the agreement, victims of accidents caused by untraced drivers (i.e. those who cannot be identified or located) can make a claim to the MIB for compensation. This compensation can cover things like medical expenses, lost wages, and damage to property.

One of the key changes brought about by the 2015 agreement was the introduction of a new time limit for making a claim. Previously, victims had up to three years to make a claim, but under the new agreement this was reduced to nine months.

This change was made to encourage victims to make claims as soon as possible, and to ensure that the MIB has access to the most up-to-date information about the accident and the driver. However, there are some circumstances in which the time limit can be extended, such as if the victim was not aware of the accident until after the nine-month period had elapsed.

Another important aspect of the agreement is the introduction of a new database for recording details of accidents involving untraced drivers. The database, known as the Untraced Drivers` Agreement Electronic Claims Portal, allows victims to submit their claims online and enables the MIB to manage claims more efficiently.

The introduction of the agreement has been welcomed by many in the insurance industry, as it provides a more structured approach to dealing with accidents caused by untraced drivers. However, there are still some concerns about the effectiveness of the new system, particularly around the issue of fraudulent claims.

Overall, the Untraced Drivers Agreement 2015 is an important development in the effort to improve road safety and protect the rights of victims of accidents. If you have been involved in an accident with an untraced driver, it is important to seek legal advice as soon as possible to ensure that your claim is handled correctly and to maximize your chances of receiving the compensation you are entitled to.